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Season 1

Aug. 30, 2021

Infinite Banking as a Financial Bridge

In this episode we discuss how Infinite Banking provides the rare financial solution to marry the investment world (401k/mutual f…

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July 25, 2021

Why Banks Practice IBC

If you're new to Infinite Banking, you might be thinking: "I don't know anyone who does IBC". But guess what? The largest banks i…

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May 15, 2021

Liquidity and Diversification

In this week's episode we discuss how the IBC strategy brings about unrivaled liquidity and diversification to an overall financi…

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April 29, 2021

Direct vs Non-Direct Recognition Dividends

One of the more confusing aspects of the Infinite Banking Concept is understanding how dividends work. Nearly all the informatio…

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April 10, 2021

Getting Started With IBC In Your 50s

"What gets us into trouble is not what we don't know. It's what we know for sure that just ain't so." - Mark Twain Is it too lat…

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March 26, 2021

Why You Need To Get Started With IBC In Your 40's, Part II

This episode picks up after episode 27 "Why You Need IBC In Your 40's" to discuss how we use IBC focusing the asset accumulation …

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March 9, 2021

How Current Events Affect IBC

So many current events to feed the headlines but 99.99% of the chatter is either irrelevant or dangerous to our economic health. …

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Feb. 20, 2021

Why You Need To Get Started With IBC In Your 40's

This episode is probably one of our favorites because it's packed full of reasons why you should make Infinite Banking a part of …

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Feb. 2, 2021

Getting Started With IBC In Your 30s

In this week's episode, we explore the importance of getting started with Infinite Banking in your 30's. At this point in life, …

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Jan. 17, 2021

Getting Started With IBC In Your 20's

In this weeks episode, we discuss the financial challenges facing 20 year old's today, what their priorities should be financial…

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Jan. 1, 2021

Understanding Whole Life Dividends

Thank you for joining us for the latest episode of The Fifth Edition, the podcast dedicated to learning and implementing The Infi…

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Dec. 12, 2020

Creating Income With Whole Life Insurance

Join us for episode 23 where we discuss how to create income from your Whole Life Insurance. Most people tend to think about Whol…

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Nov. 27, 2020

IBC and Internet "Rabbit Holes"

Infinite Banking is generating even more buzz as we head into 2021. Unfortunately, a lot of information found on the internet fro…

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Oct. 21, 2020

Who Should You Insure First?

In this week's episode, we discuss who to insure first (yourself, spouse, or your child) when getting started with IBC. This topi…

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Oct. 8, 2020

A Financial Bunker For Hyperinflation, Pandemics, and Everything Else

The year 2020 has been one to forget for so many reasons and there are a lot of concerns and questions about what to do financial…

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Sept. 24, 2020

What Is Our Biggest Financial Problem?

The average American is conditioned to give up control and access of their money, chase rate of return, and hope it all works out…

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Sept. 9, 2020

The Ideal Characteristics For The Perfect Investment

In this week's episode, IBC authorized practitioner's John Montoya and John Perrings discuss all the ideal characteristics you sh…

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Aug. 27, 2020

How, When, and Should You "Pay Up" A Whole Life Policy?

In this week's episode, IBC practitioners John Montoya and John Perrings discuss what separates the average Whole Life policy fro…

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Aug. 19, 2020

Taking Advantage of Human Life Value

In this week's episode of The Fifth Edition, we discuss how and why you should be taking advantage of your Human Life Value, espe…

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Aug. 12, 2020

Whole Life Is Not An Expense

In today's episode we discuss Whole Life insurance to better understand the expense side of Whole Life policies and how it relate…

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July 29, 2020

3 Life Lessons IBC Teaches You About Money

When you practice Infinite Banking, you quickly learn how it's a complete change in perspective with how you view and manage your…

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July 22, 2020

Do You Really Have a Whole Life Policy?

You might not believe how many people think they own a Whole Life policy when in fact they don't! In this episode of The Fifth E…

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July 15, 2020

Why You Should Avoid IBC

We are going to be counterintuitive in this particular espisode. We've discussed all the reasons why people should learn and get …

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June 24, 2020

Life Insurance Policy Design

In today's episode we discuss the importance of having a life insurance plan customized to fit your unique situation. It's comm…

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June 17, 2020

The Safety of Life Insurance Companies

In today's episode we have fun discussing the safety of the life insurance industry. For most people parking money in a life insu…

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June 11, 2020

Being Smarter About Reducing Debt

In today's episode we talk about debt reduction, interest rate vs. interest volume, prioriting which debts to pay off first, and …

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May 27, 2020

Choosing A Life Insurance Company & How Long To Long To Fund Your IBC…

In today's episode we discuss two seemingly important IBC topics: How to choose a life insurance company and how long to fund you…

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May 20, 2020

How To Best Use Your IBC Policy

While getting starting with IBC is certainly important 1st step to implementing your own family banking system, what's the next s…

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May 14, 2020

IBC as a Volatility Buffer

In today's episode IBC practitioners John Montoya and John Perrings discuss the benefits of utilizing IBC as a volatility buffer …

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May 6, 2020

Understanding Paid-Up Additions

In today's episode, IBC authorized practitioners John Montoya and John Perrings discuss the value of Paid-Up Additions as it rela…

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April 29, 2020

Chasing Rate of Return

In this episode, IBC advisors John Montoya and John Perrings discuss rate of return as it relates to the Infinite Banking Concept…

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April 22, 2020

Understanding Policy Loans

In this episode of The Fifth Edition, IBC practitioners John Montoya and John Perrings discuss policy loans from different angles…

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April 15, 2020

IBC Myths and Misconceptions

In this episode of The Fifh Edition, IBC authorized practitioners John Montoya and John Perrings discuss the most common myths an…

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April 8, 2020

What is Infinite Banking?

In this first episode of The Fifth Edition IBC authorized practitioners John Montoya and John Perrings discuss the Infinite Banki…

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