ONLINE COURSE: Use code "PODCAST" -- LEARN MORE HERE

Episodes

What Is Our Biggest Financial Problem?
Sept. 24, 2020

What Is Our Biggest Financial Problem?

The average American is conditioned to give up control and access of their money, chase rate of return, and hope it all works out in the end. It's a huge financial problem that affects every household that follows the mainstr...

Episode page
The Ideal Characteristics For The Perfect Investment
Sept. 9, 2020

The Ideal Characteristics For The Perfect Investment

In this week's episode, IBC authorized practitioner's John Montoya and John Perrings discuss all the ideal characteristics you should want if the perfect investment existed. In other words, where is the best place for money? ...

Episode page
How, When, and Should You
Aug. 27, 2020

How, When, and Should You "Pay Up" A Whole Life Policy?

In this week's episode, IBC practitioners John Montoya and John Perrings discuss what separates the average Whole Life policy from an Infinite Banking designed Whole Life policy when it comes to the flexibility of deciding wh...

Episode page
Taking Advantage of Human Life Value
Aug. 19, 2020

Taking Advantage of Human Life Value

In this week's episode of The Fifth Edition, we discuss how and why you should be taking advantage of your Human Life Value, especially as it pertains to the Infinite Banking Concept. If you're thinking long range, you should...

Episode page
Whole Life Is Not An Expense
Aug. 12, 2020

Whole Life Is Not An Expense

In today's episode we discuss Whole Life insurance to better understand the expense side of Whole Life policies and how it relates to the Infinite Banking Concept. Whole Life can be the lowest cost coverage over time because ...

Episode page
3 Life Lessons IBC Teaches You About Money
July 29, 2020

3 Life Lessons IBC Teaches You About Money

When you practice Infinite Banking, you quickly learn how it's a complete change in perspective with how you view and manage your money. In this week's episode we discuss the 3 most important life lessons that IBC has taught ...

Episode page
Do You Really Have a Whole Life Policy?
July 22, 2020

Do You Really Have a Whole Life Policy?

You might not believe how many people think they own a Whole Life policy when in fact they don't! In this episode of The Fifth Edition, we discuss how to know for sure what type of permanent life insurance policy …

Episode page
Why You Should Avoid IBC
July 15, 2020

Why You Should Avoid IBC

We are going to be counterintuitive in this particular espisode. We've discussed all the reasons why people should learn and get started with IBC in previous episodes. Now we flip the IBC concept upside down. Why should you a...

Episode page
Life Insurance Policy Design
June 24, 2020

Life Insurance Policy Design

In today's episode we discuss the importance of having a life insurance plan customized to fit your unique situation. It's common to think of life insurance as a commodity but that's a huge mistake. To maximize all the bene...

Episode page
The Safety of Life Insurance Companies
June 17, 2020

The Safety of Life Insurance Companies

In today's episode we have fun discussing the safety of the life insurance industry. For most people parking money in a life insurance contract seems like an odd thing to do but the life insurance industry is the bedrock of …

Episode page
Being Smarter About Reducing Debt
June 11, 2020

Being Smarter About Reducing Debt

In today's episode we talk about debt reduction, interest rate vs. interest volume, prioriting which debts to pay off first, and whether it makes sense to prepay your mortgage. If you have debt but would like to get started w...

Episode page
Choosing A Life Insurance Company & How Long To Long To Fund Your IBC Plan
May 27, 2020

Choosing A Life Insurance Company & How Long To Long To Fund Your IBC…

In today's episode we discuss two seemingly important IBC topics: How to choose a life insurance company and how long to fund your IBC plan. Don't get stuck "majoring in the minors" though. Listen in to learn more about Infi...

Episode page
How To Best Use Your IBC Policy
May 20, 2020

How To Best Use Your IBC Policy

While getting starting with IBC is certainly important 1st step to implementing your own family banking system, what's the next step? In this episode, we discuss the best uses for IBC. Don't just set it and forget! We give ...

Episode page
IBC as a Volatility Buffer
May 14, 2020

IBC as a Volatility Buffer

In today's episode IBC practitioners John Montoya and John Perrings discuss the benefits of utilizing IBC as a volatility buffer in conjunction with your 401k/IRA's to ensure you don't run out of money in retirement.

Episode page
Understanding Paid-Up Additions
May 6, 2020

Understanding Paid-Up Additions

In today's episode, IBC authorized practitioners John Montoya and John Perrings discuss the value of Paid-Up Additions as it relates to the Infinite Banking Concept. How does it work? How flexible is it? How long should you...

Episode page
Chasing Rate of Return
April 29, 2020

Chasing Rate of Return

In this episode, IBC advisors John Montoya and John Perrings discuss rate of return as it relates to the Infinite Banking Concept. It's not what you think. In fact, it's way more. By learning about IBC you'll learn to re-...

Episode page
Understanding Policy Loans
April 22, 2020

Understanding Policy Loans

In this episode of The Fifth Edition, IBC practitioners John Montoya and John Perrings discuss policy loans from different angles. You'll learn why policy loans are beneficial to the IBC strategy, the different uses for poli...

Episode page
IBC Myths and Misconceptions
April 15, 2020

IBC Myths and Misconceptions

In this episode of The Fifh Edition, IBC authorized practitioners John Montoya and John Perrings discuss the most common myths and misconceptions the public has about the Infinite Banking Concept and Whole Life insurance poli...

Episode page
What is Infinite Banking?
April 8, 2020

What is Infinite Banking?

In this first episode of The Fifth Edition IBC authorized practitioners John Montoya and John Perrings discuss the Infinite Banking Concept (IBC) at a 30,000 foot level so you have a foundational understanding of the why you ...

Episode page