March 19, 2023

What is an "IBC Style" Whole Life Insurance Policy?

There is a ton of information about Infinite Banking out there and opinions about "correctly-designed" policies probably top the list. We want to help you cut through the noise and help you understand what an "IBC Style" policy should be.

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March 10, 2023

Recent Policy Loan Rate Increases

With current rising interest rates, many carriers have similarly raised the interest rates on policy loans. Many whole life policy owners are wondering how this will affect their practice of The Infinite Banking Concept ®.

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March 4, 2023

Life Insurance is Not an Investment. Here's Why That's Important.

Unlike your typical investing, whole life insurance must be looked at in a different light. Life insurance is not an investment and it never has been. The good news is that, while life insurance is not an investment, what it …

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Feb. 24, 2023

Capital, Banking, and The IBC Grocery Store Analogy

In his book, Becoming Your Own Banker, Nelson Nash did something very special to help readers gain a deeper understanding of the importance of capital formation. Rather than discuss money directly, he talked about it through the example of a …

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Feb. 17, 2023

Showdown: Short Pay vs. Long Pay Whole Life Policies

Payment duration is a hotly debated topic amongst life insurance agents and there is a lot of confusing, contradictory advice out there. Today, we are going to weigh in on the matter and help explain these policy design approaches and …

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Feb. 1, 2023

The Life Insurance Application Process

Applying for life insurance can be somewhat daunting but it doesn't have to be. With an experienced advisor it is possible to navigate the underwriting process with ease. Even if you have some pre-existing conditions. Tune in to this episode …

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Jan. 6, 2023

Multiple Whole Life Policies for IBC

Tune in to this important episode where we discuss the ins and outs of owning multiple whole life insurance policies for Infinite Banking.

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Dec. 20, 2022

The Incredible Tax Efficiency of IBC

In this episode, we discuss three ways IBC can improve your tax situation by strategically paying tax, creating the system to build business income that allows you to reduce tax, and retirement strategies to create more tax-free income. Tune in!

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Nov. 12, 2022

The Catch Up Provision of a Whole Life Insurance Policy

The “Catch Up Provision” in the PUA rider of many whole life policies allows you to catch up with missed PUA premium from prior years. This is a critical feature with whole life insurance and, more broadly, Infinite Banking.

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Oct. 26, 2022

IBC, HSAs, Health, and the Freedom to Heal

As a business owner, Kelly started IBC as a way to be more efficient with her cash flow. Little did she know that, years later, the living benefits of whole life insurance would literally save her life.

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Sept. 20, 2022

Do the Financial Rules Still Apply?

This week, we tackle a listener question: “Will the traditional rules of finance hold strong or will the rules change in the next 40 years?” Tune in to hear John and John , Authorized Infinite Banking Practitioners, break down what …

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Aug. 19, 2022

IBC and the Financial Art of War

There is no "offense and defense" in your financial life. This is not a game. It's war.

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Aug. 1, 2022

An IBC Retirement Strategy

Join us for our first video podcast where we present a strategy, using The Infinite Banking Concept®, to make all of your past financial decisions work even better to support a long, worry-free retirement!

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June 22, 2022

How To Avoid IBC Amnesia

It's not uncommon people forget why they bought a policy and are paying premiums. They get IBC "amnesia." In this episode, we discuss how to self-diagnose IBC amnesia and provide some reminders and reassurance as to the strategy and process. …

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June 3, 2022

IBC and Breaking Bad

In this episode, we go a little off-script and share a discussion we happened to record that ended up on the "cutting room floor." We talk about the ground-breaking tv show, "Breaking Bad," and how decisions have consequences!

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May 18, 2022

The Moral Case For IBC

n previous episodes we've explained the strategy, covered the benefits, and highlighted best practices, but in this episode we are going to challenge you to ask if the financial decisions you make are morally the best you can make for …

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April 23, 2022

IBC: How Much Premium Should You Pay?

A question we are often asked by new clients, just starting their IBC journey is "how much should I fund a policy?" Or "How much does it cost?" The real question should be: "How much do you want to save?"

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April 2, 2022

Infinite Banking for Your Children

When is the right time to implement The Infinite Banking Concept for children and how do you do it? We talk about everything you need to know in this episode!

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March 5, 2022

Large Lump Sums of Cash with Infinite Banking®

How can you put a large lump sum of cash in a whole life insurance policy? In this episode, we will discuss two strategies and the possible tradeoffs.

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Feb. 22, 2022

Thinking About Taxes With IBC

In this episode we share some thoughts on taxes. In Becoming Your Own Banker, Nelson Nash likens the financial world to flying an airplane. "... you cannot fly an airplane through a vacuum. It must go through an environment!"...

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Jan. 23, 2022

Buying Real Estate With IBC

Real estate investors, more than others, perhaps, have difficulty getting comfortable with the capitalization period of a whole life insurance policy. In this episode we break this down in detail and walk through a 30-year mo...

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Jan. 1, 2022

IBC And The Fear Of Inflation

One of the biggest talking points in 2021 has been inflation with government reported CPI at numbers not seen since the early 1980's. Will inflation be "transitory" as Fed Chairman Jerome Powell stated or is it here to stay? More …

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Dec. 5, 2021

Paying Extra Interest

If you're wondering what Nelson Nash meant when he instructed Infinite Bankers to pay extra interest, this is your episode! Paying "extra interest" really seems to confuse a lot of people because it is so ingrained into our p...

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Nov. 20, 2021

What Is Different About the New Whole Life Products?

At the end of last year, December 2020, Congress passed the Consolidated Appropriations Act. In addition to its many stimulus measures, it contained a provision that affects permanent life insurance products like the ones we ...

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