Episodes
The Moral Case For IBC
n previous episodes we've explained the strategy, covered the benefits, and highlighted best practices, but in this episode we ar…
IBC: How Much Premium Should You Pay?
A question we are often asked by new clients, just starting their IBC journey is "how much should I fund a policy?" Or "How much …
Infinite Banking for Your Children
When is the right time to implement The Infinite Banking Concept for children and how do you do it? We talk about everything y…
Large Lump Sums of Cash with Infinite Banking®
How can you put a large lump sum of cash in a whole life insurance policy? In this episode, we will discuss two strategies and th…
Thinking About Taxes With IBC
In this episode we share some thoughts on taxes. In Becoming Your Own Banker, Nelson Nash likens the financial world to flying an…
Buying Real Estate With IBC
Real estate investors, more than others, perhaps, have difficulty getting comfortable with the capitalization period of a whole l…
IBC And The Fear Of Inflation
One of the biggest talking points in 2021 has been inflation with government reported CPI at numbers not seen since the early 198…
Paying Extra Interest
If you're wondering what Nelson Nash meant when he instructed Infinite Bankers to pay extra interest, this is your episode! Payin…
What Is Different About the New Whole Life Products?
At the end of last year, December 2020, Congress passed the Consolidated Appropriations Act. In addition to its many stimulus mea…
Policy Design: Rate of Return vs. IBC Based Principles
One of the classic mistakes people make before deciding to implement Infinite Banking is focusing on the cash value growth. We en…
Shopping For The Money
One of the best ways to ensure we maximize the Infinite Banking strategy is by understanding when we should take policy loans. Th…
Guaranteed and Non-Guaranteed Cash Values
If you're really wanting to better understand Infinite Banking, this is an important episode for you to bookmark and re-visit eve…
Why Universal Life is NOT Right For IBC®
In this episode we discuss Universal Life policies and why the Nelson Nash Institute advocates for Whole Life, and specifically n…
Infinite Banking as a Financial Bridge
In this episode we discuss how Infinite Banking provides the rare financial solution to marry the investment world (401k/mutual f…
Why Banks Practice IBC
If you're new to Infinite Banking, you might be thinking: "I don't know anyone who does IBC". But guess what? The largest banks i…
The "More" Asset
One of the best aspects of Infinite Banking is that it allows the work of one dollar to do the work of two dollars. Unlike a typi…
The Why and How of IBC Convertible Term
In this episode, Infinite Banking authorized practitioners John Perrings and John Montoya cover what you need to know about conve…
Liquidity and Diversification
In this week's episode we discuss how the IBC strategy brings about unrivaled liquidity and diversification to an overall financi…
Direct vs Non-Direct Recognition Dividends
One of the more confusing aspects of the Infinite Banking Concept is understanding how dividends work. Nearly all the informatio…
Getting Started With IBC In Your 50s
"What gets us into trouble is not what we don't know. It's what we know for sure that just ain't so." - Mark Twain Is it too lat…
Why You Need To Get Started With IBC In Your 40's, Part II
This episode picks up after episode 27 "Why You Need IBC In Your 40's" to discuss how we use IBC focusing the asset accumulation …
How Current Events Affect IBC
So many current events to feed the headlines but 99.99% of the chatter is either irrelevant or dangerous to our economic health. …
Why You Need To Get Started With IBC In Your 40's
This episode is probably one of our favorites because it's packed full of reasons why you should make Infinite Banking a part of …
Getting Started With IBC In Your 30s
In this week's episode, we explore the importance of getting started with Infinite Banking in your 30's. At this point in life, …