Policy Design Episodes

The “Catch Up Provision” in the PUA rider of many whole life policies allows you to catch up with missed PUA premium from prior years. This is a critical feature with whole life insurance and, more broadly, Infinite Banking.

A question we are often asked by new clients, just starting their IBC journey is "how much should I fund a policy?" Or "How much does it cost?" The real question should be: "How much do you want to save?"

How can you put a large lump sum of cash in a whole life insurance policy? In this episode, we will discuss two strategies and the possible tradeoffs.

One of the classic mistakes people make before deciding to implement Infinite Banking is focusing on the cash value growth. We encounter it all the time. As Nelson would say, "You're majoring in the minors!" Though it is init...