The name of our podcast, “The Fifth Edition,” is a call-back to the ground-breaking book: Becoming Your Own Banker: Unlock the Infinite Banking Concept.

The fifth edition of the book is the most recent, and final, print edition prior to the death of R. Nelson Nash, author of Becoming Your Own Banker and creator of The Infinite Banking Concept®, in 2019.

The Infinite Banking Concept® (IBC) is privatized banking, at the "you and me" level, using dividend-paying whole life insurance cash value as the platform.

IBC puts you in control of your money so you can keep it, grow it, and pass it on without taking any of the unnecessary risks that you otherwise get when you listen and follow the mainstream media about personal finance.

In listening to The Fifth Edition podcast, you’ll learn the multiple and varied reasons why IBC should be part of your long-term plan and why, up until now, this strategy has been hiding in plain sight waiting for you to discover one of the best kept secrets in finance.

Your hosts are authorized IBC practitioners with the Nelson Nash Institute and are dedicated to spreading the word about Infinite Banking so you can discover, for yourself, how you and your loved ones can benefit with a virtual streamlined process that will take you from IBC novice to sharing the strategy with friends and family… even the skeptics!

The Fifth Edition podcast is our way to explain the Infinite Banking Concept in simple terms so you can make it real - in your life!

About the Hosts

John MontoyaProfile Photo

John Montoya

Show Host

John Montoya, founder of JLM Wealth Strategies, began his career in financial services in 1998 and is both an Authorized IBC® and Bank on Yourself® professional licensed nationwide.

John PerringsProfile Photo

John Perrings

Show Host

John Perrings started StackedLife Financial Strategies after a 20-year career in the startup world of Silicon Valley where he specialized in data center real estate, finance, and construction. John is an Authorized Infinite Banking® professional and works nationwide.