ONLINE COURSE: Use code "PODCAST" -- LEARN MORE HERE
Latest Episode

1035 Exchanges and Infinite Banking

Real estate investors are familiar with the idea of a 1031 exchange that allows them to exchange like-for-like value from one real estate asset to another without paying capital gains tax. Similarly, you can exchange permanent life insurance polices using a 1035 exchange without creating a tax obligation. While 1031 and 1035 exchanges are similar in spirit, because life insurance is an actuarial product, there are unique and significant tradeoffs that need to be considered when exchanging li…

Play Episode View episode details
Apple Podcasts podcast player icon Spotify podcast player icon Google Podcasts podcast player icon Amazon Music podcast player icon Stitcher podcast player icon Podchaser podcast player icon RSS Feed podcast player icon
1035 Exchanges and Infinite Banking

Recent Episodes

1035 Exchanges and Infinite Banking
May 6, 2023

1035 Exchanges and Infinite Banking

Real estate investors are familiar with the idea of a 1031 exchange that allows them to exchange like-for-like value from one real estate asset to another without paying capital gains tax. Similarly, you can exchange permanent life insurance polices using …

Episode page
IBC Principles for Whole Life Insurance PUA Riders
April 11, 2023

IBC Principles for Whole Life Insurance PUA Riders

Most people think PUA = Cash value. And while it can look this way in an illustration, that's not exactly true. In this episode, we'll discuss the often misunderstood PUA rider, base-to-PUA premium ratios, and how designing policies with PUA …

Episode page
What Problems Does Infinite Banking Solve?
March 27, 2023

What Problems Does Infinite Banking Solve?

One of the biggest financial problem we all face comes straight from the book, Becoming Your Own Banker; Parkinson's Law. "A luxury, once enjoyed, becomes a necessity." In financial parlance, this means expenses tend to rise along with our income. …

Episode page
What is an
March 19, 2023

What is an "IBC Style" Whole Life Insurance Policy?

There is a ton of information about Infinite Banking out there and opinions about "correctly-designed" policies probably top the list. We want to help you cut through the noise and help you understand what an "IBC Style" policy should be.

Episode page

About the Hosts

John PerringsProfile Photo

John Perrings

Show Host

John Perrings started StackedLife Financial Strategies after a 20-year career in the startup world of Silicon Valley where he specialized in data center real estate, finance, and construction. John is an Authorized Infinite Banking® professional and works nationwide.

John MontoyaProfile Photo

John Montoya

Show Host

John Montoya, founder of JLM Wealth Strategies, began his career in financial services in 1998 and is both an Authorized IBC® and Bank on Yourself® professional licensed nationwide.